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FAQs
Here’s a quick FAQ about insurance to help clarify the basics.
Home insurance usually covers damages to your home and personal belongings caused by events like fire, theft, or natural disasters. It may also include liability protection if someone is injured on your property.
General liability insurance protects businesses from claims of bodily injury, property damage, or personal injury caused by their operations, products, or services.
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Any business with employees typically needs workers' compensation insurance to cover medical expenses and lost wages for employees injured on the job, as well as to comply with legal requirements.
Life insurance provides financial security to your loved ones in the event of your death, helping cover expenses like funeral costs, debts, and ongoing living expenses.
No, flood insurance is not typically included in standard home insurance policies. It must be purchased separately to protect against flood-related damages.
Personal auto insurance covers damages to your vehicle, liability for injuries or damages to others, and sometimes medical expenses, depending on the policy.
Yes, if you use your vehicle for business purposes, such as deliveries or transporting clients, you’ll need commercial auto insurance for proper coverage.
Personal auto insurance covers damages to your vehicle, liability for injuries or damages to others, and sometimes medical expenses, depending on the policy.
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